Taxes & Fees

Multiple different crrency symbols over a map of the world.

How to Save Thousands on Currency Exchange When Buying or Selling on the Costa del Sol

Buying or selling a property in Costa del Sol should be about sunshine, sea view terraces, and planning your next beach lunch. Not watching hidden bank fees quietly chip away at your savings. Yet every year, buyers and sellers lose thousands simply by using their bank without comparing other options. I used to work in the currency exchange industry before real estate. I’ve seen how…

Woman using a calculator to calculate the cost of owning property in costa del sol.

The Real Costs of Buying and Owning Property in Costa del Sol

Buying property in Costa del Sol is not just about signing on the dotted line and collecting the keys. It is a serious investment, and knowing what it actually costs, from day one and beyond, can make all the difference in how you plan and how you feel afterward. Here is the full breakdown. Just what you really need to know. One Time Purchase Costs

An open envelope with a piece of paper stating power of attorney.

Power of Attorney and the Notary’s Office in Spain

A Power of Attorney (POA) is one of the most important steps in buying property in Spain. In Costa del Sol, it’s something I always recommend my clients sign early in the process, ideally right after finding a property they like, even if it’s not the final choice. It speeds things up, helps with negotiations, and often saves money. But for many, the idea of

A man putting coins into a piggy bank with a federal building symbol on it.

The Smart Guide to Taxes in Costa del Sol (2026 Edition)

Taxes aren’t the reason most people move to Costa del Sol, but understanding them is crucial whether you’re buying, selling, investing, or planning to live here long term. Spain’s system has its layers, but many parts are simpler and more affordable than expected, especially compared to other countries. This guide focuses on the taxes that actually affect you as a property owner or buyer, keeping

Business proffessional using calclulator and budget and tax documents.

The Smart Guide To Accountants In Costa del Sol (2025-2026 Edition)

  Why You Need An Accountant In Spain Most foreigners arrive with the idea that accountants charge by the hour, like in the US or UK. That exists here too, but Spain works differently. Accountants here, known as asesores, usually operate on a monthly or quarterly fee. They are not just people you meet once a year to tidy up paperwork. They are ongoing guides